Yesterday I got a fraud alert from chase that a check was being cashed from my account for $10k asking for me to response Yes or No if it was legit, No would meant they don't honor the check. I didn't see the alert until today but chase processed the check anyway and now I am out $10k. I called the bank immediately to freeze my account but no one could help any further over the phone, I'll have to wait until Monday. My question is, how in the world could the bank allow for that check to clear when they sent me a fraud alert and I never responded, what is the point of a fraud alert if they will disregard it anyway? My daughter said when she gets a fraud alert for her cc the transaction won't process unless she responds yes or no. I logged into my account and saw the check, it was written on a check that looks exactly like the checks from my checkbook and the check number was the same as a check that I'd written days ago and dropped off in the mail to pay a bill, same exact check as mine but with completely different info and someone else's signature. It was as if someone made an exact replica of the check I sent in the mail and put total different information on it, but it doesn't appear they used white-out as that would have been an immediate red flag when it was deposited. Will I be able to recover my funds from the bank?
Submitted January 22, 2022 at 11:46PM by MasterpieceGlum9843 https://ift.tt/3tSDLBI
