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During my 20s. It was easy for me to save 8 months for something I really wanted because I felt that I have all the time in the world. I would save %70 of my net income easily and invest, etc.

Now in my early 30s,,,I probably save like %10 if I'm lucky.

I feel my mortality more than ever. Seeing my beard get more gray everyday and waking up with random pains.

The thought of saving 8 months for something is unfathomable at this stage of my life. I see something I want and I just get it...even if I have to dip into my investments.

I'm not in debt or anything. But budgeting and investing seems exponentially harder now in my 30s.

I have an unconscious fear of waking up in my mid-40s and all I did was save and work with nothing to show for it.

On the other hand I feel like I'm doing a disservice to My Future self by not investing as much as possible. So I'm kind of stuck in a rut when it comes to planning my financial future.

Am I the only one that feels this way?



Submitted January 29, 2022 at 02:01AM by meshflesh40 https://bit.ly/3KS4R1S

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