I’m 25 F and come from a fairly traditional family. In our culture it’s taboo for “kids” to move out on their own until they are married. I’m definitely an outlier. Went across the country for school and moved back briefly after moving back to the area. But my mother is incredibly overbearing and my sister has become the same. I was also in a relationship at the time and my desire for my own space along with getting lucky with a good paying job (70k before tax) led me to move out. However, it’s been about a year and I’m worried about my savings and debt. I will have to pay back student loans this year as payment comes back from the COVID hiatus. And I really want to buy a house or condo soon. I just can’t help but feel that the amount I pay in rent is hindering my ability to set myself up. I don’t wanna do this for another few years and realize I should’ve moved back earlier and instead move back at 30.
Any advice is greatly appreciated. Here’s the breakdown
Pros: -Get to save $$$ (now ~80k before tax salary) for down payment on property -current monthly bills for rent+utilities+groceries+misc are about $1800 saved/month -Get to pay down debt (50k in student loans and ~8k in credit cards) -My mom won’t accept rent or money for bills (she’s be happy to have me back)
Cons: -This will take a significant toll on my mental health (it’s sometimes a toxic and chaotic place to be on top of losing my independence and pride 💩) -I worry about social life dwindling -And dating -My siblings are both early 30s still living at home and I don’t want to feel trapped to the same outcome
Submitted December 22, 2021 at 05:09AM by iconicorpsychotic https://ift.tt/3yO1i7c
