Old thread - https://www.reddit.com/r/personalfinance/comments/qmi6h0/8360_taken_out_of_my_checking_account_chase_bank/
Solution : Top comment from the old thread to file a complaint on https://www.consumerfinance.gov/complaint/
The response from Chase Executive Office : "We initially denied your claim because a pin was used to conduct the ATM withdrawal, the withdrawal was completed in your geographical area, and the chip was used to enable the ATM. On November 18, 2021, we reconsidered the claim and found evidence to overturn our decision and approved the claim. We are issuing final credit to the account ending in XXXX."
Thanks for all the helpful responses. I didn't end up getting the police report since NYPD didn't want to do it, the officer that showed up said some crap about Chase needs to prove it's fraud first before they can write up the report (I have some friends in NYPD and they said they would have just done the report anyways so YMMV when it comes to something like this...). So technically I can get one now since they confirmed it but I don't see the point anymore as I got back my money.
To address/respond to some comments in the old thread:
Why so much in checking account? Everyone's situation is different and my Home+Auto mortgage is about 6k so it's just the way it is. Having it elsewhere for tiny interest just isn't worth the effort. Money not going towards bills is already in Brokerage account at this point.
Why can't I just be happy I got back $8000 and just give up the $360? Really? Venmo me and everyone else $360 then.
I must be in on the fraud because I won't comment on comments about the police reports or respond timely - Such weirdos out there, glad they only represent a small % of responders. Can't have a life or continue working or do something else if I created a thread and must respond to every single comment in this person's eyes.
The chip technology is 100% unable to be duplicated - This response was from someone very knowledgeable on stuff like this but still doesn't explain how the person was able to do what they did so maybe you're wrong?
Stop banking with Chase - Chase is still the most convenient bank near home and work. On the other hand, I shouldn't have gone through these many loops just to get back money that's rightfully mine. Something I will have to think about.
Submitted November 19, 2021 at 06:45AM by Iaintscurred7 https://ift.tt/3FwGIdL
