I make 100k/yr and just turned 47. I don’t see myself working until 62. How would it affect my SS money? My goal is to pay off my house in 3 years. I only have 120k in my 401k right now. I contribute 5% but will increase it by 1% per year until I’m ready to stop working in 10 years.
I’m worried about health insurance expenses too. I don’t have any health issues right now but who knows in a few years.
Also, I’m in grad school (30k) right now. I don’t even know why I decided to go back to school. I’m just bored. I have a year and a half left. After grad school, I will pursue a job that does not require heavy pulling, pushing, and lifting and less stress. Perhaps, that would allow me to work more years than I originally want.
Honestly, I just wanna pay off my house right now so I can relax. After that, I’ll go full blast on investing (mutual funds, etfs, a little bit of crypto).
I have a gambling problem that’s why I wanna pay off my house soon. I wanna secure my living condition first before I lose control. I’ve been very good not gambling lately so I’m proud of myself.
Anyhow, I guess I should post this under rant or wherever but thank you for reading.
Submitted November 22, 2021 at 03:21AM by Cathecolamines2020 https://ift.tt/3nAYG8S
