I'm 42f and at age 39, a rare cancer was discovered and operated on. I'm now missing an organ that affects me daily. I had excellent insurance that paid a good portion of the surgery, but I was so sick in the aftermath, I took 2 years off for recovery, I had to. I owned my house, and got long term disability payments at 60%, but not for the entire 2 years. I had to dip into savings and then 401k to save my house and feed my children. Their father died in 2014, I get some child support/death benefits.
I am no longer at that same job, the stress was too much on my health. I am working elsewhere making much less money, but 401k is not available at this small company, and coronavirus caused a problem for everyone.
I had to sell the house in Jan 2021 to survive on the profit, and I used it to pay off car, student loan, medical, and other things. I have to have cancer checks often, bloodwork every 6 weeks and a myriad of medication to survive. You can't tell I'm sick by looking at me, and traces of the cancer are still there, its slow growing.
What's the best way to build my 401k again at almost 43 years old? I work full time, have a son who's 20 and independent, and 13 year old boy/girl twins with me. I'm worried about retirement. I can't get life insurance until X amount of years cancer free, which I'm not. Any help or advice is appreciated, I'm responsible with money and have good credit, but cancer has destroyed us. My expenses are about $4500 monthly in a major city with 3bed apartment, but I only make $4600 a month, barely surviving as a single parent. Thank you.
Submitted November 14, 2021 at 01:03PM by MissMyndantin https://ift.tt/3CftlfW
