I'm a college student at the moment, and I've never owned a car before. I don't need one at the moment, but it will make my life a lot easier.
I work in a toxicology lab at the moment and make around 40k a year, I don't have any bills really besides 600 a month for rent/utilities, 200 for my Invisalign, 200 for food/pets, and around 130 on transportation (uber when I'm unable to cycle).
I have my eyes on getting a Kia Rio, it seems to be a budget-friendly car, that's reliable. I'm guessing it'll hover around 15k for the cost.
I'm thinking I can put down 20% for the down payment, then do around a 48-month zero-interest payment plan on the remainder. I've gotten my credit score to hover around a 700.
Again, I've never owned a car before, and I'm only getting my license soon after I finish up some driving classes.
EDIT: God sorry I meant to title it "How much car can I afford", English isn't my first language sorry.
Submitted November 03, 2021 at 01:04AM by UNTDuderino https://ift.tt/3EISa5Q
