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I've never had a job that had a 401k and thought it'd be a good idea to contribute to a Roth IRA on Fidelity for retirement as I'm 28 and have nothing for retirement.

However, I've read many posts on here as well as a few specific ones on explainlikeim5 and this process is still very foreign to me. My brain just shuts out any information I try to retain and I honestly start to panic and give up, I have no idea what I'm doing.

I have an account with fidelity. And have been putting in $50 a month for several months, but have not invested any of it. It's just sitting there. I try to invest and it asks me to pick an asset class, and I have no idea what any of it means and I'm too scared to do this wrong.

Please be kind, I'm trying to learn but have never learned any of this in school and am struggling to understand. Thank you in advance.



Submitted November 22, 2021 at 06:50AM by 4409293 https://ift.tt/3DGc2X1

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