Hello everyone! I am a 20 y/o college student, 1 cat and a girlfriend, who also has 1 cat.
I am tired of renting when owning is clearly superior in terms of saving money long-term: Ik it is years off for me, but assuming I live where I live still, where a house is valued at $125k-200k if it's a 3 bedroom and at least a 1.5 bath... how much will I need to save? And what sort of loan is best for me?
My girlfriend makes 36k roughly, I will be making 24k a year if I get this job I want (my second job ever, ik the salary isn't much)
In the USA, have a credit rating of roughly 750 atm because my parent helped improve it while I was still an irresponsible kid. Oh, and a non-HOA home is important to me: idk if that'll make upkeep or mortgage more expensive.
October 23, 2021 at 02:34AM
