I think I am in a good financial place. I am 26 and just bought a property last year. I have a roommate to help with bills. I have a decent paying job with lots of potential for growth. No other debts. I have built a small emergency fund. I am very careful with my spending and budget to save around $1000 a month after expenses.
My idea was that I would stop being so frugal after saving for the down payment on the condo, but it never stopped. I still feel the need to aggressively save. Maybe for upgrading this property? Which I would just use the equity for my next move, no savings needed. Or maybe I'm saving for retirement at this point?
I get really anxious when my monthly credit card statements exceed 1k because that cuts into my 1000$ savings goal. Food and gas prices have skyrocketed.
I want to plan an international trip this December as I've finally met my property goals and can relax. This would be my first international trip as an adult. But I am struggling so hard looking at the flight costs and adding up everything. I have the cash to spend ~$2000 on a trip, but feel sick about it.
I can't help but feel like this frugality bubble never stops, especially when goals get larger and costs keep going up.
October 13, 2021 at 12:29AM
