To put it short, I’ve made some very poor financial decisions. I’ve been on maternity leave since august and am returning November 4. I had hardly no money to last me even though I thought if I tried really hard I could save it. I’ve taken out over 2,400 dollars in personal loans and have over 1500 in credit card debt. I won’t get my first paycheck until November 26. I make roughly 1,045 after taxes but there’s a chance I may have to back pay on my health insurance I had while on leave. My costs are around 1700 a month. I don’t even know where to start and am fearing I won’t be able to buy my children Christmas presents (I know, not top priority) but it still hurts. My personal loan debts also take around 400 out of my check, so that will leave me with around 1,200 a month. All the online credit counseling just confuses me 😥
Submitted October 29, 2021 at 10:58AM by Hamster_Key https://ift.tt/3my8vnH
