So long story short I was stupid and my ex got me into debt I had no clue about before we divorced. A year after our divorce I had a debt collector letter come to my new appartment and found out I was well over 5k in the hole and had been for over 2 years.
I finally paid things off now but my credit score is obviously abysmal. Ive tried to apply around at everything I could think of for a new credit card so I can improve things now but Im always rejected. What can I do? I cant improve my score if I dont even have a card? Im lost and dont have anyone in real life I can ask. Also is there anything I can do to make my score improve faster?
My plan was to use my card (when I get it) to buy my everyday purchases I need as I have the money for it and can pay it off first thing. That way I am using it on my bigger purchases so I can get better faster. Is this a good plan?
Submitted October 18, 2021 at 05:16AM by BooksAndStarsLover https://ift.tt/3FU3M7f
