Goal is maximum returns for $80K while being tax efficient and safe! Come back 20 years later and see how much I amassed. That's the plan.
My own research and thinking tells me 100% VTI. The whole haystack approach? Please critique? I struggled with U.S markets vs Global. U.S does really well but I think we are heading into a global economy and betting on it seems like a "walk away" approach. Set and forget?
Back up plan was 75/25 split between VTI/VFTAX
VFTAX - ESG "climate friendly" companies are probably going to be a thing in the next 20 years. Avoids tobacco/alcohol/weapons/gambling and excludes companies that doesn't meet certain U.N standards. 0.14 er. Huge companies with resources to comply with regulations and commitment to stick around long term.
Any thoughts or suggestions would be appreciated.
Submitted September 17, 2021 at 09:27PM by Lovableyou https://ift.tt/3CtxZrr
