TL:DR: Made progress that is big for me but probably meaningless for everyone else. But I wanted to share for happy chemicals.
Hey guys, I finally got a job. First job I ever had after being lazy or studying all my life. I only work 1 day per week, Sunday, but I am using my time to build myself in other ways. I've finally created a study plan and am studying about 8-10 hours per day, a little far from pre-depression me but still good.
I created 2 saving accounts. One for emergency, and one for investing. I only make $465/w (I was living on 258/w, before rent and bills) I am saving about $150 per week, $50 towards emergency fund and $100 towards investing.
Right now I have a total of $1560 saved, it's not a lot but within a month ago I had a negative bank balance, running on empty.
I still have a small interest-free debt, and some HECS debt that I don't need to pay off until I'm earning more money.
I want to be making at least another $300/w by February next year.
I may get back into garage sale flipping, tutoring or some other hustle until I can get another job.
Investing account has a few rules.
1) Must be thoroughly criticized and recorded in my planner. 2) Purchases must not made within 24h of it being given my initial greenlight. (To avoid impulsive decisions) 3) must have the potential for a positive ROI 4) must have a positive expected value
Investments could be education, business/hustle start-up costs (like equipment), items that I can flip, and when I'm a little more financially mature: stocks (a little broad ik), real estate (ever since I was a kid I dreamed of owning rental properties), etc.. etc...
Submitted September 07, 2021 at 02:50AM by Jackal_Nathan https://ift.tt/3ncOZO2
