My credit score has been at X for the last two years (called "average"). I've never missed a payment and never gone over 50% usage.
As the title says my credit report says my biggest problem is my low total credit, $4k total, and says I can break through if I have $15k total.
I have no other debts and just the one credit card I want to use. Is it telling me to open a bunch of credit cards to get a good score?
Submitted September 05, 2021 at 10:08AM by GNU_Yorker https://ift.tt/3kV00AW