I'm going to recieve ~8k every year for the next 3 years which I want to invest almost exclusively into tech ETFs. Does anyone have any recommendations for a portfolio? I'm aware of QQQ and VGT.
This money is essentially a loan but my repayments will be a % of my income after 4 years of the first 8k payment. It's at 5.6% APR which is applied right after the first payment. If tech goes to shit in the next few years then I won't be able to get a high enough paying job to pay off the full loan anyway - and the loan is cancelled within 30 years and doesn't count towards credit ratings. That's my logic in wanting to invest only in tech. Should I still diversify? Originally my plan was to invest it all in VT but people told me it wasn't worth the risk.
Submitted September 21, 2021 at 06:19AM by Christian159260 https://ift.tt/3tXKSGV
