Changing jobs and my new employer offers 100% 401k matching, up to 25% of your salary.
Our overall financial picture is pretty cut and dry. Mid 30s, 2 kids. Only debt is the mortgage. 6+ months emergency fund. $100k in non-retirement investments. Roughly $500k in combined retirement investments.
We are considering diverting some/all of the regular cash flow we normally budget towards my wife's traditional IRA to my new 401k to take advantage of the 100% match (we still wouldn't get to 25% of my salary). The downside here is reducing the retirement assets in her name. Beyond the potential ramifications during a divorce, are there any landmines with this strategy I'm not seeing?
Submitted August 04, 2021 at 10:58PM by chillypillow2 https://ift.tt/3CgEuOQ
