So as the title says, for my grandparents 70th anniversary they decided to give each of their grandchildren 30k. This was on Sunday and since I wanted to make sure I wasn't walking around with those checks and I went to deposit it immediately through the ATM. In retrospect I realize that was not a great idea. come Monday morning I go to use my card and it is declined, I didn't think much off it because it was through apple pay, but when I went to transfer some funds to my girlfriend through my banking app, that was blocked as well. I immediately called my bank and they said because of the large check there was a restriction put on my account. I understand that it would take a while for the check to clear, but I was told because it was such high amount I cant access any of my funds from any of my accounts until then, however they said it should be fine by 9am the next day and that I should. That wasn't ideal but I have a credit card so I can survive. The next morning (yesterday) nothing had changed. I had to go to work so I was not able to call, but figured Id go to the bank in person when i got off. The Private Client Banker was very friendly and seemed helpful she basically said the bank most likely assumed fraud and was just being careful, she gave me her card and said she call me in the morning. When I checked my email later that night I got a message saying "You cannot use your account, and we will close it soon" Now the message was sent before I went to the bank, but still is stressing me out. Is there anything I should do in the mean time or just wait for the call?
Edit: I received an email from the banker saying, the back office is asking to confirm the checks with my grandparents. What is the best way to have them do that?
Submitted August 04, 2021 at 10:15AM by Bearzfa https://ift.tt/3rSKW9W
