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Hey everyone, not sure if this is the right group for this and I apologize if this sounds all over the place but ill try to explain the best I can. The first car I bought ended up being crap and broke down on me, I was young and naive and my mother was with me but she didn't know much about cars either and the dealership sold us an old faulty car. I had about 5k left to pay on the car which got transferred over to the brand new car that they had to put me in. At the time I still lived with my parents so I could afford the payments. Now living on my own though it's causing me to struggle, and I'm trying to find any other alternative. I was considering getting it repoed but my mom is still a co-signer unfortunately so it would impact both of our credit scores. I can't total the car due to not having any gap insurance. I was honestly just thinking about just selling the car to CarMax and using half of that money to purchase a paid-off used car and then use the rest of the money to lower the payments of my old car, but I heard that the place financing the car might not let go of the title since it won't be paid in full? Does anyone have any recommendations or ideas?



Submitted August 03, 2021 at 09:58AM by Icy_Marionberry6300 https://ift.tt/3inRcDH

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