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In college, I set aside a few dollars every pay check for my car insurance. When that bill came due, I didn’t think about it. It was a good feeling, but I didn’t extend that to other areas of my life.

I’ve turned a page in personal financial comfort by setting aside cash for even the “small things” that I know I’m going to spend money on.

Car registration? I set aside $10 a month, I makes that $120 on my birthday an easy check to write!

Mom’s birthday? If I set $5 a month aside, I can spend $60 without it impacting my life even a little bit.

When I first started budgeting, it didn’t really make sense to me to budget every line item. Especially things that are only $5/mo but billed at $180 every three years. When that bill came due, it sure what tough to pay.

I’ve started a spread sheet for all of these small but reoccurring expenses and dump cash into a separate account every paycheck. It’s so much more comfortable than “dipping into savings” to pay for a gift or a regular expense.



Submitted August 03, 2021 at 11:23AM by datanut https://ift.tt/3ymePC9

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