Whether in an IRA or through a 401(k), I can't really find any major downsides in a Roth. Am I missing something?
Like, yeah, it kind of sucks that you can't tax defer some of your income. But that seems to be far outweighed by the fact that literally all your gains for decades are TAX-FREE. Even if you, theoretically, were to have a higher income in retirement than you do now, I still don't see where it would make sense to choose traditional over Roth if you have the option.
Am I missing something?
Submitted August 10, 2021 at 08:04AM by PornFiend89 https://ift.tt/3jJx6D1
