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So I am a 20 year old girl living in Nebraska. I have almost 20k in debt currently.

Credit card one: $4,892 balance, 17.99% interest rate

Credit card two: $1,730 balance, 0% interest if I pay the balance off in the next 3 years, $57 monthly payment due.

Loan one: $11,793 balance, 18% interest rate, $343.99 monthly payment due.

Loan two: $771 balance, 18% interest rate, $95.86 monthly payment due.

I make $13.50/hour full time (40 hours/week). I have no rent or utilities due each month. I spend about $130 for gas every two weeks.

Can someone please help me come up with a plan to pay down my debt, and which method is best to use. Thanks!



Submitted August 04, 2021 at 10:34AM by who-are-we-anyway https://ift.tt/3jmMeGn

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