Hey ya'll!
I've been heavily considering refinancing my 2013 Mazda 3 that I got 2.5 years ago. Right now, I'm currently paying $244 a month with 18.23% APR (I was 21 with newish credit) and it's definitely manageable but I feel like I can lower my monthly payments and a lower rate.
My main question is if it's even worth it to go through the hassle of refinancing a car that old with only $5600 left on the loan?
Would it be easier to shop for rates online with websites like lightstream and such? Or go to a bank in person and shop around like that? My credit is 702 and I've never missed any payment. Would I even get lower rates? I'm still new to this but I'm trying to research everything but would like some outside perspective on my situation. Thank you!
Submitted July 10, 2021 at 11:24PM by kewlbeans1212 https://ift.tt/3k52TjL
