This is going to come off as a bit of a tirade, but I'm pretty fed up with my insurance policies. I get them through my work and I've been screwed by them on a number of instances. They've denied me coverage more often than they've covered me, and after crunching some numbers, it actually seems like I'd have been better off dumping the money I'd be paying them to insurance into a high yield savings account or HSA, and just dipping into that whenever something happens.
My question is this: would this be a worthwhile thing to attempt? I've had to pay $14K out of pocket in the past 3 years because insurance has covered nothing, from an MRI to endoscopy to bone graft to dental implants.
Submitted July 20, 2021 at 07:40AM by Quadropus https://ift.tt/3eyXZrS
