Hi there, please be sure to read through this post before being judgmental or responding. I will try my best to give all the information I can.
Basically, Right when Covid hit I was Pregnant with my second child. From December of 2019-May of 2020 I could not work due to pregnancy complications. I then had horrible complications that landed me in and out of the hospital afterwards.
I also have back problems (scoliosis) and well as diagnosed OCD and Bipolar 2. I've never recieve any type of disability or unemployment. I went back to work briefly this past holiday season but hours were low and I could barely afford to save anything with childcare.
Two of my bank accounts have been closed for being past due and I have multiple financial accounts in collections, mostly medical.
I'd really like to start improving my financial situation. I job hunt every day and am hoping to find something soon.
In the mean time, does anyone know of any relief programs I can sign up for or basically anything that might aid me in my journey to healing my financial situation? Do I call my banks? Do I call the debt collectors back even though I can't pay anything right now? Am I just screwed until I get a job?
For those wondering how I have been surviving, I stay at home with my two kids while my boyfriend (their dad) has been working and recieving unemployment. Obviously one income is not enough for me to work on paying off my debts. We live at my mom's and she gives us a great deal on rent in exchange for claiming me on taxes. She's claimed me in 2020 so I'm not sure what kind of relief I can qualify for.
Thank you in advance for all responses.
Submitted June 18, 2021 at 11:21PM by jolenedame https://ift.tt/2Um32ol
