Driving on a California highway Sunday and I hit a rut in the road and blew out 2 tires on the left side of the car. AAA towed the car to the closest tire shop. Tire shop replaces 2 tires and did an alignment. Went to pick up the car they said the left front wheel would not align "something was bent". Paid them $417, walked out to the car and noticed the rim is clearly bent. I drove the car straight to my buddies shop. He looked at it and I need a new wheel, steering knuckle, and a strut. Retail $2600 in repairs, friends and family rate $1800.
$400 for the tire shop and $2600 for my buddy's shop could cost Geico around $3000 - $1000 deductible. So they might have to foot a $2000 bill. That comes to $50/month over 3 years (length claim is on the record in CA).
I assume no one has their crystal ball to tell me how much my premium would increase.
Is it worth filing a claim in your opinion? My gut is telling me to eat the cost and pay $2200 out of pocket but would like to hear if anyone has advise from a similar experience.
I am aware that I can file a claim with Caltrans, its unlikely to be paid out.
In the chaos of things i did not take any pictures of the incident. I can go back to the scene and photograph the road but that's the best I will be able to do for providing any kind of evidence.
Submitted May 04, 2021 at 09:22PM by krodami https://ift.tt/2SiVJwo
