I'm a pretty stressful guy. In fact, I recently lost about half my hair, and the diagnosis was stress.
As a result, I am not trying to complicate my life further by stressing about investing. I graduated college recently and the one and only thing I've done is dump my leftover paycheck every 2 weeks into the market in 3 separate ETFs; 40% VOT mid-cap, 40% VOO large cap, and 20% VWIGX international.
I've accumulated about 55K in the market so far. Every 2 weeks, I dump additional thousands in the funds making sure my portfolio hits my desired balance %, look at my portfolio value and go "huh" only because I'm forced to when I log in, and then move on. I make sure not to raise my lifestyle spending much; if I notice that I have less money than normal leftover after bills, it tells me I'm doing too much and makes me pull back.
I want to do this for the next 20-40 years until I retire. Within the next 5-10 years, whenever I find myself in a bull market, I may sell some funds for a mortgage down payment.
Am I on the right path? Could this potentially bite me?
Submitted May 15, 2021 at 12:56AM by SomeUsername445 https://ift.tt/3wb3C5B
