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I make 130k/year, I bought a 410k house a few weeks ago with 20% down conventional loan @ 3.15 interest.

My 30 year payment is 1400ish (not including taxes, insurance, etc) but I was planning on paying half my take home income (4kish) to get it done in 6-7 years.

But I am wondering if this is dumb, because interest rates are low should I be paying the minimum and instead putting the rest in something like a Vanguard IRA?



Submitted April 29, 2021 at 06:42AM by YourAsphyxia https://ift.tt/2PDUGGA

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