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It feels like someone has my money and its not liquid at all and I have to pay penalty if I take it before retirement. However, money in the bank is as good as losing money due to inflation. In my 401K, 90 percent of my money is invested in large cap Vanguard. My current employer gives pension. So not too worried about retirement. It makes me happy thinking that my 401k is earning me passive income, albeit without access to it. How do you think about 401k?



Submitted April 20, 2021 at 10:13PM by t_ghosh https://ift.tt/3at7uXh

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