I have over 300k in student loans and I just failed out of med school. I just couldn't cut it and now I wasted years of my life and I'm walking away with less then nothing. The payments in the near future are going to take so much of my income, I'm worried I won't be able to save for the future, provide for my kids when they get to college, or even be able to buy a house at the rate prices are rising in my area.
Majority of the loans are federal (except for 30k).
Some specific questions: I'm engaged, should I officially get married? My fiance is currently making a little less then 100k a year and is a PA and I'll be lucky if I get a job that pays 50k right now.
Should our future house (if I could afford it) be in her name only just incase something happens to me? (Been together for 10 years and honestly if we do break up, she'll most likely still get the house)
Currently don't have a car payment since I baught a hail damaged reliable car 1 year ago. I'm on my parents phone plan and moved back in with them. My only monthly subscription is for the gym.
Currently at the lowest point of my life and not sure what to do so any advice will be appreciated.
Submitted April 06, 2021 at 12:45AM by Zealousideal-Soil-56 https://ift.tt/3ww2gDB
