I have a $3200 premium for me and my son (he has a myriad of diseases and syndromes). We physically cannot pay 80/20 for any plan because his surgeries (which occur 2-4 times a year) reach into the millions. We don't want to screw over our son with millions of debt for the rest of his life. But my insurance which currently covers 100% changes this June and will no longer cover medications (which makes my daily copay around $200/day) and will no longer cover elective surgeries 100% (which aren't actually elective and are needed for my son to live an actual life). What do I do, I feel helpless. My family works hard to make enough money for all of this crap and I also just barely don't qualify for any government help. I looked at other plans and hired someone to look to and there's nothing for 100% coverage. Am I screwed? I also can't move to Canada because my son's ailment is only 8 in the world and the only surgeon who can operate on him lives in the United States.
Submitted April 28, 2021 at 06:52PM by ARedditAccount5 https://ift.tt/3t1WN4H
