I have lived pretty much paycheck to paycheck and I created my own excel file to keep track of my spending and budgeting. I spend $100 a month on food or $25 a week, $20 for dining out, $100 for gas, etc. I have gotten better at finding deals within this month, and when I go grocery shopping I will sometimes go to 3 or 4 different stores just to save money and not spend over my budget. Doing this and cutting subscriptions and other expenses I was able to save $200. Since I have been making my own food I have even lost 5lbs without trying! I'm not eating super healthy just finding things to make with sales and food I already have. I have also been putting extra towards my debt as well even though it is only $20 extra.
I'm proud of myself! I sometimes want to buy something but I keep myself in check and give myself about $10-20 worth of spending money to do with what I please to help with it. I don't feel like stopping and I hope this time next year, I will even be better at it!
March 01, 2021 at 02:50AM