Perhaps relevant. I live in the USA.
I awoke this morning to a 5000 pending paypal instant xfer. I called the bank, they said they'd put a hold on my account, but can't confirm if the money would go through or not. They'd email my information to the fraud team and they'd get back with me soon.
I couldn't get anyone to answer the phone through my bank so this was all through the app. The rep responded slowly and evasively to my questions leaving more questions than answers.
If anyone has advice or can answer any of my questions I'd buy grateful.
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Should I contact the police, does the fraud team so that? Would i just show them my phone? I've had my car broken into a few times, i get a police report a pat on the head, and never hear from them again. I feel like they'd be less useful here.
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How can my bank have no idea where the money went? I'm picturing someone just asked for it and they just gave it away. This back locked my account when I tried to buy a book on amazon. They limit my card when I tried to pay for auto work that was suspicious. Both of those seem far less suspicious than withdrawing twice my account balance.
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The rep wouldn't clarify what "soon" meant, with the fraud team contacting me. Would they contact my in a day, a few days, a week?
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Waiting on my tax return. Would the hold on my account block that? Mostly important because I'm unemployed and with my account now reading $0 it'll be my only income in the (hopefully) near future.
Sorry if this is the wrong place to ask this, but I'm feeling a bit like this person got away with it, my bank will do the bare minimum, and I'll just have to live with it.
Thanks for the help reddit.
Submitted March 15, 2021 at 08:40PM by Tomacxo https://ift.tt/30M5ww3
