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My wife and I have been trying for a kid and she is currently under my Cigna PPO plan. We live in OC, CA. Around the 10:30PM this last Saturday, my wife, who was 10 weeks pregnant, started to have a miscarriage and the pain for her was unbearable. So like any loving husband who hates seeing their significant other in that much pain, I took her in to the nearest emergency room. It was sort of an intense situation and I didn't have time to check whether we ended with an out of network doctor for the visit but 16 hours later, a couple IV bags, bloodwork, and a ultra sound later, we're out of the hospital. At this point, its starting to set in that we might be getting a large bill because I couldn't locate the doctor on the paper work in our Cigna PPO network. I think the idea of "networks" is really fucked up but that's beside the point.

What are my options at this point? Will they allow a payment plan with a low interest rate?

I already feel like this is going to be a shitload of debt that we won't be able to dig ourselves out of.



Submitted March 22, 2021 at 06:09PM by rezadential https://ift.tt/3cXZFt9

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