I am a 22 year old and I got my first credit card 6 months ago. I use it to make small purchases and build up a credit history. It is a 23.99% APR and I have a current score of 690. I have recently been offered to get a new card with 24.99% APR and 1.5% cash back on all purchases. I have never missed a payment and can confidently say I never will, I come from a good financial situation. Would it make sense to get this new card? If so, would I cancel the old one? Thanks.
Submitted March 03, 2021 at 10:32PM by YaaDunnnn https://ift.tt/3beaurg
