Hi! I’m anxious to post because I feel so overwhelmed with where I’m at in my life right now - it feels like everyone around me has their life together, while I am barely making it through each month.
Back in July I lost my dream job due to Covid. I wasn’t making much there, but the impact of that, going on unemployment (right when the additional $$ per week was taken away), moving into a new house with much higher rent (lease was signed before I lost my job), and the stress of searching for a new job for months, I am at a complete loss.
I thankfully have a new job now, but am barely making it each month. I have about $11,000 in debt from mistakes I made when I was younger and needing to use a credit card to make it through this last year with medical bills, etc.
With high rent, paying the minimum on a high interest credit card, paying off student loans, and now paying $200 a month in car payments, I have almost no money to save or use to pay extra on my credit cards.
Does anyone have any advice? Do I need to call my credit card company and see about lowering my interest? Is it possible to lower the amount owed on my credit card without completely ruining my credit score?
Thank you for any advice. I am constantly beating myself up for mistakes I made with money at a young age 😭
Submitted March 03, 2021 at 02:42AM by elizabethreads https://ift.tt/3rboBTP
