I (23F) am trying to refigure my budget after an income change. My main question is should I be putting away money aside from an emergency fund? I’m currently maxing out my Roth IRA and have a six month emergency fund. I have some cash left over that I would like to invest, but a part of me wonders if I should just put that into a HYSA for large unforeseen expenses. I currently have goals that I am saving for, but should I have an extra pool of money apart from my emergency fund? Maybe I’m thinking about emergency fund the wrong way, because to me it’s something I won’t touch unless I lose my job. Thoughts?
Submitted February 13, 2021 at 09:43PM by Ohheyboo2 https://ift.tt/2ZcHiKH