22 years old, first time on my own. Thanks to my tax return/back stimulus checks on the way, I accomplished my goal of a 3 month emergency fund over a year ahead of schedule. With this burden off my shoulders, I’m doing an avalanche of sorts and putting my former emergency fund contributions toward my car payment to finish that up in 6 months. I have no student loans and my Roth contributions are good for my age. I thought I would feel relieved, but I’m honestly terrified. My first thought was that what if I get into an accident right after my car is paid? I just got into my first accident last year and it was an expensive expensive mistake so the fear lingers. What if I need to dip into that emergency fund ASAP and then I’m back to square one? I don’t know where this is coming from but could anyone offer advice on how to not always think worst-case scenario?
Submitted February 22, 2021 at 11:05PM by transburneracct https://ift.tt/3klswLh
