745 credit score, I’ve got about 18k on a card that’s the result of some poor choices years ago and a brief unemployment stint in 2017. Since starting my new job I have only used it two times in emergencies.
I can make about $400 per month payments and have been but it never feels like it makes a difference. Would taking a personal loan at 7.5% interest make any sense? My card is at 18%.
Submitted February 08, 2021 at 07:49PM by Abtino11 https://ift.tt/36URNXi
