I'm 18 in an abusive household. I get told constantly how if they kick me out I will have nothing. I have no family and nowhere to stay. I’m making plans to move out by the end of the month.
TL;DR: My college financial aid refund check worth $10k went to my parents’ bank account. Am I entitled to this money? What can I do to get this money?
I do have a couple concerns:
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My important documents like birth certificate, SSC, and other things. I don't know what all my "important documents'' are. I don't expect my parents to give these things to me. I do have my diploma, though. I have a scan of my insurance card, SSN, and diploma saved. However, my parents would completely cut me off if I left and I doubt I’ll be on their insurance. What exactly should I have on hand?
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I have no bank account. I submitted an application to Ally Banking.I now have an Ally Checking Account
The wording from my institution says the money is “deposited directly into your checking or savings account.” The payment advice says my full legal name. On my student account, the Account Holder info is my parents name.
Am I entitled to this money? Can I dispute this? If so, how? Is it proof enough that the person receiving the money is NOT me when the supplier is listed as me? It does say I hereby authorize in accordance with the rules and regulations of the National Automated Clearinghouse Association ("NACHA") my institution to credit any reimbursements due to me via automated clearinghouse electronic fund transfer ("ACH") to the bank(s) referenced above.”
I also have my scholarship money included in that amount. The scholarship money was sent directly to my institution and was included in the refund. My parents paid no money. The financial aid, scholarship money, and a very small loan was included.
- What can I present to my parents that they are legally obligated to give me my money if I do have a case for it? What else am I legally entitled to? They’d probably take me off their insurance and most other things as well. However, my university has a health insurance plan I can pay for (if I can get the money sent to them).
Additionally:
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My W-2 form came in the mail. My mother took it, filled it out, and made an account on a FrXXXTXXUSA account. She did this without telling me and told me to submit in April. She won’t tell me why. (They deliberately kept me ignorant to most things. I ask and get told I don’t need to know certain things. I’m not allowed to ask follow-up questions or else they'll throw me around for talking back.)
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What am I missing? As they’ve kept me ignorant to basic functions, I don’t know what I don’t know. Google and many other resources are available and I’m no stranger to doing my research. I just need to be educated on what I need to look into and do.
Submitted February 04, 2021 at 10:12PM by LisaTurtleFanclub https://ift.tt/3azss6j
