My parents never had a credit card and I didn’t have one until a few months ago. I’m 22 and I want to start building my credit. I was stupid and didn’t know you aren’t supposed to meet your limit. I assumed if I met it (only $300) and paid it off immediately it would help my score. Apparently not. Do I recover by just not doing that anymore? My credit score was already nonexistent lol.
Sorry if this is stupid. I don’t know who else to ask.
Submitted February 20, 2021 at 06:59PM by ferdous12345 https://ift.tt/2Npgch2
