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Hi! So, all my adult life my credit has been bad enough to make sure I never got approved for a credit card. Fine by me. Once in a while I’d fill out an application to try to get whatever reward was being offered to sign up for the card. but never was approved for one. Today I was on Amazon & they had a good offer to apply for their card so I applied, ready to say at least I tried, but NO. I’d gotten approved?

I’ve never had a credit card. I don’t know how they work. It’d be nice to borrow $20 from it as necessary, pay it back when I get paid, rinse and repeat, with no cost to me. Is this possible? To borrow money for nothing? Thanks!

EDIT: Thanks so much for all your help! I truly appreciate all of the constructive comments, and am grateful that everyone was so patient & kind!



Submitted February 26, 2021 at 09:50PM by lesharay38 https://ift.tt/3pZU9KU

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