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Hello-

Long story short I had a payment plan set up and a month before it was to be completed the HSA card expired. Yada yada yada.. 80 days after some confusing invoices my $400 bill ended up in collections.

Now, in a panic I immediately paid it. It should have been paid already and I didn’t have any issue paying it.

Mostly I’m concerned about my credit, I know there’s a 180 day holding pattern until they can report it, but there’s a lot of grey area about what it means to resolve the debt in that time. Clearly I’ve lost my leverage to ask for anything at this point now that I’ve paid in full.

Has anyone paid off a debt out of pocket before this deadline passes or before a CA reports to a reporting agency?



Submitted January 16, 2021 at 11:49PM by triangle---man https://ift.tt/3inglwI

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