I'm thinking about moving my accounts from robo-advisors to Vanguard and allocating my own portfolio. I know the pros and cons of doing this, but I'm trying to figure out which funds I'd invest in.
Some people like the simplicity of a three index fund (or a four index fund), but the high allocation toward bond markets seems a bit too risk-averse to me in terms of low returns. Right now a lot of my portfolios are slanted toward a 90/10 stock/bond split.
Is there a better strategy that I'm missing here for the DIY route? Would it be dumb/smart to just recreate my robo-advisors' allocation?
Submitted January 05, 2021 at 01:32AM by chaoticGoodfellow https://ift.tt/3ndVqgb
