I have an office job, the pay is very decent (about 100k), I have no debt, and I have around 90k saved but I don’t invest (other than 401k match). When my fiancé begins to talk about owning a home I freak out because my immediate thought is if I ever lose my job, the down payment would have been my money to live off of. To me, 6 months of expenses savings is not enough, but truthfully, neither would 2 years worth.
I’m just consistently held back because I know(or at least feel) that I am quite overpaid and if I ever lose this job my next one would likely be in the 60k range. This pandemic has made my anxiety about this even worse.
Has anyone overcome fears like this and become confident enough to invest/buy a home or other significant purchase.
Thanks
Submitted January 01, 2021 at 06:50PM by cor9123 https://ift.tt/3pEj1s2
