Hi all,
So I have $3100 in credit card debt. With some unexpected bonuses from work and getting a little extra in my last paycheck because my employer opted to pay out for a couple of unused PTO days (thanks covid) instead of roll it over to 2021, I have more money than I usually do. I got my yayas out and bought the dumb stuff I wanted and paid my note/bills for the month already. I have $2000. I probably need $150 for groceries and transit costs until next pay day.
Should I just put all my money towards my credit card and get it out of the way? A piece of me wants to have some money leftover (I never really have had like a sizable savings before) but another piece just wants to try to get as much paid off as possible.
What is the actual smart thing to do?
Submitted January 04, 2021 at 11:06PM by OpalOnyxObsidian https://ift.tt/3pQdyyA