Married in November, closed on a house last week, moving in next week, it's time to combine finances and I want to do it as simply, flexibly, and profitably as possible (we're both 27 first marriage). Wife is leaving big bank to join my credit union (Yay CUs!), and here is what I was thinking for accounts:
- Joint checking for living expenses & short term plans: mortgage, bills, emergency fund, vacations, etc.
- Each of us with an individual checking for fun money: dates, booze, etc.
- Joint e-trade account for longer term investments
- I have a 401k for retirement (she may get one with her new job)
Does this seem reasonable? Anything I'm missing?
Submitted January 22, 2021 at 09:49PM by ArmenianSledgehammer https://ift.tt/3c5DpyS
