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I am late in life. I am turning 40 in spring and have nothing put away for retirement. Most jobs I've held did not offer any plans and my life circumstances were such that I was not able (some dumb decisions) to save and invest for my future.

My husband works for the railroad and has 401K and is investing in the market. We have two daughters (16, 11). I would like to open an account for them and start putting some money away so they're in a better position than I am. What account do you recommend I open? 529 or custodial account through Vanguard? I can put away 250 a month in each account.

Thanks for your help.



Submitted January 18, 2021 at 08:01AM by Mysterious_Rabbit_68 https://ift.tt/2XOBdTN

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