House is worth 100k
We owe 68k
Total monthly payment (includes everything) $612
Current rate 4.375
Credit high 700s
We pay $750 a month which puts us on track to pay off the mortgage in 15 years.
We had one offer thru quicken that was awful. 6k in closing costs and 3.7 rate. No.
I feel like banks don’t want to bother with us since our balance is so low. But with rates in the 2s I am wondering if it’s worth another look. What would be a reasonable amount for closing costs for us? Is a refi on our balance worth it even with these crazy low rates?
Submitted December 13, 2020 at 10:20PM by Saranac233 https://ift.tt/3qTFVNt
