Background:
College student (~1 year left). Have about ~24k in savings account, $6k in roth ira. No current income but I'm going to be working an internship in the summer which pays ~25/hr, then graduating the semester after and am very likely to get a job lined up that pays at least 65k.
School is paid for by my parents (can't thank them enough), no debt otherwise. My recurring expenses are rent + food which adds up to ~650/month. One of my goals is to not have my parents pay for anything for me after I graduate (they've already spent enough on me).
Anyways, I really hate spending money. I just "impulse" (ish) bought $750 in PC components and even tho I think I'm doing most things right financially and it's only ~4% of my savings (and probably 20% of my monthly income when I get my internship, less when I get my full-time job) I've felt really guilty and partially regretting just spending $750 at once (it's my first >$200 purchase in months). Even $60 purchases get me antsy.
Not sure if I'm making a mistake with my money or if I'm just way over thinking things.... I just seem to have fewer regrets by spending nothing and watching my bank account grow. Any advice would be much appreciated!
To make my worry even stupider... I guess that I made all that money in the last month just gambling on garbage stocks... So I paid for it using money that wasn't in my budget over a month ago. (Don't worry... I'm not about to gamble away my life savings on the stock market. I got lucky and turned $100 into $1500 and then down to $800 and realized how stressful it was and cashed out... Not doing that again)
Submitted December 06, 2020 at 02:56AM by bobthemuffinman https://ift.tt/3gfZx9w
